The Millionaire Next Door
Reading has always been one of my favorite pass-time activities. I don’t really have any favorites but the books that I usually gravitate towards are financial books. This is the book I am currently reading. The title basically explains it all, a book about a 20 year study about the typical millionaire. A lot of people you know could very well be a millionaire, just a modest one that lives below his means and most people that you think would easily be a millionaire aren’t. They’re what the book calls “big hat not cattle.” (I love that expression by the way). They’re pretentious people living in extravagant homes, driving flashy leased out cars and wearing fancy suits but when it comes down to it the bank owns them and they ain’t got shit. This book hasn’t really taught me jack. Growing up with a frugal ass mom has taught me a lot about the secret lives of millionaires and how they really operate. Just take a look at any Chinese person living in a high populated Chinese community, the more impecunious they seem the richer they are, I promise you. The only people I’ve ever known to pay for cars right off the lot in cash is Chinese. This was the way that I thought cars were suppose to be bought when I was a kid. You buy it when you have enough dough to claim it. Make sense right? Every single Chinese person I know that owns a car has bought it with cash, in two to three separate payments so they don’t get audited and it’s the only reason they make house payments but I don’t know a single Chinese that kept making a payment on a home longer than 5 to 10 years, 10 years is pushing it. If you do know a Chinese and none of this applies to them then I promise you they are Americanized. Am I right? It’s the American way to pay for things on credit. We’re trained to be “big hat no cattle.” Take a look at me. The longer I live in American the more Americanize I’ve become, especially living in communities where I am the minority. I’ve own 4 cars in my life. The first two was paid for the “Chinese way,” 3rd car had a large down payment and basically was the beginning of me letting the “American way” put her leash on me. The down payment on my fourth car, the one I currently drive, but share ownership with the bank with, was so shamefully Americanize that I dare not ever tell my mother the real figures. It’s been 3 years I’ve been making payments on this car and my mother still can’t believe that her daughter chooses to “throw money out of her pockets,” and she never fails to remind me every time we meet. The thing is the older I get and the more credit card debt I try to dig myself out of and the more payments I have on material items I share with the banks the more I come to realize that mom’s really are almost always right. So the moral of my long rant is, take a look at your neighbor, are they Chinese because if they are they just might be a millionaire and you should make proper arrangements to befriend them.
The Chinese Are Taking Over The World
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